So I applied for a loan online and was instantly approved. It came back with the option to “continue with loan” or “save loan for later”. As I was about to click “continue with loan”, I received a telephone call, and when I went back to the page it had timed out. This wasn’t an issue, so I called up and explained the issue. The gentleman processed the loan for me, and said I’d receive the paperwork in the post. I have sent all the paperwork off but because I technically applied for the loan “over the phone”, I am assuming I will wait longer to receive the money. Not realising this until after the fact, I have put a deposit down on the used car I applied for the loan to purchase. I only have 7 days to pay the remainder before I lose the deposit on the car. Does anyone know how long it usually takes to receive payout for a loan “over the phone”, as I thought it was 48 hours with me originally applying online. Appreciate anyone who can get back to me, cheers!
If we've sent you your credit agreement in the post to sign and send back, this will arrive within 3-5 working days. Once you've returned your signed credit agreement to us, we'll be able to send your funds to you after we've run some final checks.
I sent the signed credit agreement back on Thursday 18th April. Do you have any indication on if the checks will be completed by Saturday 27th, just as that is the final day I have to pay the remainder of cost owed to the vehicle garage. Cheers for the prompt reply as well, massively appreciated.
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How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group take the security of your data seriously. We want you to be confident that your data is safe and secure with us and understand how we use it.
We collect data when you browse our website (e.g. your IP address) and register for the Community. To find out more about how we use your data, our legal basis for processing your data and your rights under data protection laws please view our Privacy Policy.
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Tesco Bank Community Terms of Service v 1.0
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Modifying these Terms of Service
We reserve the right, in our sole discretion, to modify these Terms of Service at any time without notice. Modified Terms of Service are effective as soon as they are posted. We also reserve the right to waive or modify any of these Terms of Service as they apply to a specific posting, communication or user without affecting the application of these Terms of Service to all other postings, communications and users. Your continued use of Your Community, or any content or services accessible through it, after modified Terms of Service are posted means you accept the modifications. We may also make any changes to the look and feel of Your Community at any time without notice.
Fresh Eyes
22-04-24 13:16I sent the signed credit agreement back on Thursday 18th April. Do you have any indication on if the checks will be completed by Saturday 27th, just as that is the final day I have to pay the remainder of cost owed to the vehicle garage. Cheers for the prompt reply as well, massively appreciated.
ChristopherP
