I have NCD Protection on my Tesco Car Insurance policy, and have added this to all my annual policies over the past 10 years or so.
My question is this - is it ONLY claims where I was 'at fault' that will count towards my allowable claims before my NCD is affected, under the protection?
I have 2 x claims from 2021 (one with a previous provider, one with Tesco) that were not my fault, but then I have one claim from 2022 (again with Tesco) where I was 'at fault'. How will these 3 claims affect my NCD if I have the Protection option, please?
For policies with Protected NCD, two Fault claims will not impact the NCD. After the 2nd Fault claim, the protection will be lost, and any further Fault claims will reduce the NCD.
As you have only had 1 Fault claim, your NCD is still Protected and you have still maintained your full discount.
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Tesco Bank Community Terms of Service v 1.0
The Tesco Bank online community ('Your Community') is for Tesco Bank customers, staff, contributors and supporters to discuss products, services, issues and matters of general interest. Your Community content may be viewed by both members and non-members.
We encourage you to enjoy Your Community. However, please note that by using Your Community, you're confirming to us that you've read and have agreed to be bound by these Terms of Service and our House Rules. If you're unable to accept these Terms of Service and/or our House Rules for any reason, please do not use Your Community.
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not contain any details you don't wish to be viewed by the general public; and
not be defamatory, offensive, impersonate any other person or entity, infringe the intellectual property rights of any person or entity, or otherwise mislead or deceive others.
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Choice of law and location for resolving disputes
You agree that the laws of Scotland govern these Terms of Service and any claim or dispute that you may have against us will be resolved in Scottish courts only.
Modifying these Terms of Service
We reserve the right, in our sole discretion, to modify these Terms of Service at any time without notice. Modified Terms of Service are effective as soon as they are posted. We also reserve the right to waive or modify any of these Terms of Service as they apply to a specific posting, communication or user without affecting the application of these Terms of Service to all other postings, communications and users. Your continued use of Your Community, or any content or services accessible through it, after modified Terms of Service are posted means you accept the modifications. We may also make any changes to the look and feel of Your Community at any time without notice.
ChristopherP
