, thanks for getting in touch. If you have comprehensive cover, your child car seat will be replaced if involved in an accident. We will do this even if there is no apparent damage to the seat, giving you peace of mind that your loved one will be protected. We will replace the seat with one of equivalent quality up to a limit of £300 per incident. The car seat is not covered if it is not fitted to the car insured with us at the time of the accident. I hope this clarifies things!