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Credit Cards

If I already have a Tesco Credit Card, can I apply for another one?

Yes, you can hold up to two Tesco Bank credit cards. You can apply for a second card if you haven't applied for a Tesco Bank credit card within the last month and you don't have an application currently in progress.

You can also transfer limits between cards you hold with us, increasing the limit on one card whilst decreasing the limit on the other card. Please note this is subject to conditions and can only be requested by calling Customer Services. Please view our contact us page for their details and opening hours.


I currently have 2 Tesco credit cards as I got them for booking a holiday. 

The first one I have I seemed to mis-understand the 0% interest on purchases was only for the first 3 months and have now started to be charged interest.

Is there a way I am able to combine my two credit cards into one and have an 'all round' credit card for 15 months? 

Hello @Christina1, thanks for getting in touch. I'm afraid we wouldn't be able to combine your cards as you're unable to transfer the balance between two Tesco Bank credit cards. I'm sorry for any inconvenience this causes you - Caroline 

Hi Caroline, 

Is there a way I can apply for a new card with a larger balance and transfer both to this?

@Christina1 Unfortunately this wouldn't be possible as we're unable to transfer the balance between Tesco Bank cards, and you're also only able to have a maximum of two cards at a time. I'm really sorry we're not able to be more help - Caroline

What if i clear the balance on one of my cards would i then be able to open another one?

Yes (Once the account is closed) but you couldn't transfer the balance from the other card.

Hi, my 0% clubcard credit card expires in 2 months, can I apply for another 0% card? 

Hi @teamjax, thanks for your message. If this is your only Tesco credit card, then you have the option of applying for a second card with us. If you click the link below, you'll be able to view the different cards we offer. Please note, you can't balance transfer between two Tesco cards. I hope this helps :) - Ainsley

Thanks - just to clarify: I have a card and my wife has a second card. The original 28 month 0% expires in April, I would like another card that has a 0% period. Is there a time period that applies before I can apply? Thanks

You can apply for a total of 2 credit cards in your name with no need to wait to apply for the second :)