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What are Contactless Cards and how do they work?

Contactless Cards can be used to make quick, easy and secure payments for purchases under £45.

There's no need for a PIN or a signature, simply touch your card on a Contactless card reader.

A new contactless limit of £45 (increased from £30) became available in UK retailers from 1 April 2020. Tesco Bank customers with contactless cards can now use them for payments up to £45 anywhere the limit has been increased. As the change has been introduced quickly, it may take some time before it can be applied everywhere so check the limit with the retailer.

Before you can use your card to make a contactless payment, you'll need to have activated it and used it with your PIN either at an ATM or to buy something in store.

Find out more about Contactless payments


Will I be able to use my contactless credit card only as a clubcard for purchases? I used to get a prompt asking if I wanted to pay using the card after the clubcard had been accepted.

Hi @brone, yes this is possible. Either make the till operator aware at the point of purchase or scan the card when indicated on a self-service checkout then select a different payment option after the Clubcard has been accepted. I hope this information helps.