• Late payment

    I have a late payment flagging up on my credit report from back in October 2014 I'm currently trying to apply for a mortgage is there a way I can get this removed I haven't had a single missed payment before or after this?
  • I have a late payment flagging up on my credit report from back in October 2014 I'm currently trying to apply for a mortgage is there a way I can get this removed I haven't had a single missed payment before or after this?
  • Re: Late payment

    Hi
    I'm really sorry to hear this.
    I feel the best thing for you to do is send Tesco Bank a 'Private Message' so this can be checked out and an appropriate response can be provided.

    Click on this link and it will take you to a page, 'About Tesco Bank'.

    Towards the top right of the page in the blue panel click onto 'Send a Message'.

    A new page will open up, 'Create New Message'.

    Complete it and send your message securely and privately.

    Please include your full name, date of birth and postcode.

    You will get a reply to your private message.


    Hope this helps.

    Warm wishes, Caz

  • Hi
    I'm really sorry to hear this.
    I feel the best thing for you to do is send Tesco Bank a 'Private Message' so this can be checked out and an appropriate response can be provided.

    Click on this link and it will take you to a page, 'About Tesco Bank'.

    Towards the top right of the page in the blue panel click onto 'Send a Message'.

    A new page will open up, 'Create New Message'.

    Complete it and send your message securely and privately.

    Please include your full name, date of birth and postcode.

    You will get a reply to your private message.


    Hope this helps.

    Warm wishes, Caz

  • Re: Late payment

    Thank you
  • Re: Late payment

    You're very welcome.Should you need anything else just ask Caz
  • You're very welcome.Should you need anything else just ask Caz
  • Re: Late payment

    Hi
    I’m pretty certain that this cannot be removed, but as this was over 5 years ago, there should be. no problems with your mortgage application.
    If you wish to receive formal confirmation please send Tesco-Bank a private message.
    Please Click on this link and it will take you to a page, 'About Tesco Bank'.
    Towards the top right of the page in the blue panel click onto 'Send a Message'.
    A new page will open up, 'Create New Message'.
    Complete it and send your message securely and privately.
    Please include your full name, date of birth and postcode.
    You will receive a reply to your private message with confirmation.
    Good luck with the mortgage application, I’m sure you’ll be fine.
    Kind regards, Chris,
  • Hi
    I’m pretty certain that this cannot be removed, but as this was over 5 years ago, there should be. no problems with your mortgage application.
    If you wish to receive formal confirmation please send Tesco-Bank a private message.
    Please Click on this link and it will take you to a page, 'About Tesco Bank'.
    Towards the top right of the page in the blue panel click onto 'Send a Message'.
    A new page will open up, 'Create New Message'.
    Complete it and send your message securely and privately.
    Please include your full name, date of birth and postcode.
    You will receive a reply to your private message with confirmation.
    Good luck with the mortgage application, I’m sure you’ll be fine.
    Kind regards, Chris,
  • Re: Late payment

    Good evening , Given it's almost six years ago I would speak to your mortgage lender and see if they too can help; as time passes 'negatives' such as a late payment tend to have less of an impact. It's also worth pointing out that around November/December 2020 you will see this removed from your credit files. You can use Credit Karma, Clearscore and the MoneySavingExpert Credit Club to view your reports for free.
  • Good evening , Given it's almost six years ago I would speak to your mortgage lender and see if they too can help; as time passes 'negatives' such as a late payment tend to have less of an impact. It's also worth pointing out that around November/December 2020 you will see this removed from your credit files. You can use Credit Karma, Clearscore and the MoneySavingExpert Credit Club to view your reports for free.
  • Re: Late payment

    Great information ! Thanks, Chris,
  • Great information ! Thanks, Chris,
  • Re: Late payment

    Thanks , I hope is able to get it resolved :). Going slightly off tangent here but both and yourself are doing a great job.
  • Thanks , I hope is able to get it resolved :). Going slightly off tangent here but both and yourself are doing a great job.
  • Re: Late payment

    Some great help and advice from you for yesterday.Thanks for the compliment!!Hope you are well and staying safe Caz
  • Some great help and advice from you for yesterday.Thanks for the compliment!!Hope you are well and staying safe Caz
  • Re: Late payment

    That’s very gracious of you @heanorman !
    Thanks for sharing your valuable knowledge and support.
    Kind regards, Chris,
  • That’s very gracious of you @heanorman !
    Thanks for sharing your valuable knowledge and support.
    Kind regards, Chris,
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