Hello, I applied for a Tesco loan last week and yesterday I recieved a text message saying I had been approved and would recieve my documents by post within three days. I was not given the option online to recieve these via courier as I would have done that. If I have a text saying my loan is approved does that mean I will defintley get the funds into my account or can my loan still be declined when Tesco recieve my documents? Just want to know as I will start looking elsewhere as this loan is to pay for my wedding. Thanks in advance.
Hello , thanks for getting in touch. We don't have an option to send the documents by courier I'm afraid. A final check will be completed when we receive your documents back, so the loan isn't guaranteed at the moment. I hope this helps!
Hi , we need to receive your credit agreement back and signed before we can guarantee the loan. That's correct, the credit search will have been completed by this point.
So, once I recieve my forms, I sign and send back to you? I have already had a text saying my loan has been approved. So what checks get done when you recieve the forms back? I have not recieved the forms yet in the post.
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Former Your Community ExpertHello , thanks for getting in touch. We don't have an option to send the documents by courier I'm afraid. A final check will be completed when we receive your documents back, so the loan isn't guaranteed at the moment. I hope this helps!
17-08-18 15:06Thanks for taking the time to reply. What are the final checks? I take it you have already some a credit search etc?
CarolineM
