Late payment fees
Hi I recently missed a minimum payment of £25 and have been charged with a late fee of £12, I received a letter which explained I should pay it when my next statement comes out. I have just paid the late fee in the same transaction as my minimum payment for the month. So a payment of £37. Should I have done this separate? As the minimum only let's you pay £25 I was unsure how I would do this? I do not want to be charged another late fee.