Following a scrape with another car in a supermarket car park which was my fault, the other car has £600 worth of damage which is more than my insurance excess of £350. Damage to my car is slight and likely to be less than £350. So when the third party claims on his insurance against mine for his total cost including his own excess, will that be fully covered without any payment from me?
Hey @RaffyDog101, just to clarify for anyone else that reads this thread. The excess is only payable when you are making a claim on your own policy for damage to your vehicle. If only the third party is claiming for damage to their own car, then you won't pay any excess.
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Former Community ManagerHey @RaffyDog101, just to clarify for anyone else that reads this thread. The excess is only payable when you are making a claim on your own policy for damage to your vehicle. If only the third party is claiming for damage to their own car, then you won't pay any excess.
JoeC
RossM