Missing Refund Payment - Where Did The Payment Go?
Hi all,
I have raised a ChargeBack request to resolve a missing refund from a merchant.
I was after some advise as the merchant is based in Germany, so they made the refund via IBAN using the following payment details;
BIC: MIDLGB22
IBAN: GB77MIDL40025031316044
Please note they forgot to add my Credit Card number on the payment reference, instead they used my name.
They claim the payment went through, but where has the money gone?
Some kind of holding account at Tesco Bank (HSBC)?
I had conflicting information from the Tesco Bank customer service desk, one person said the funds would be siting on an unallocated account, but the second said the payment would've been cancelled and the funds returned to merchant within 2 business days. The merchant claims they haven't received the funds back yet and that was over a week ago.
Any help would be greatly appreciated.
Regards,
Corey
I have raised a ChargeBack request to resolve a missing refund from a merchant.
I was after some advise as the merchant is based in Germany, so they made the refund via IBAN using the following payment details;
BIC: MIDLGB22
IBAN: GB77MIDL40025031316044
Please note they forgot to add my Credit Card number on the payment reference, instead they used my name.
They claim the payment went through, but where has the money gone?
Some kind of holding account at Tesco Bank (HSBC)?
I had conflicting information from the Tesco Bank customer service desk, one person said the funds would be siting on an unallocated account, but the second said the payment would've been cancelled and the funds returned to merchant within 2 business days. The merchant claims they haven't received the funds back yet and that was over a week ago.
Any help would be greatly appreciated.
Regards,
Corey
Click below to see solutions
- Solution #1 by JoeC