Linked Credit card and club card
I have had a combined Tesco bank and clubcard credit card for many years. It has the normal 16 digit number like any other credit card and also has a club card number on the reverse. Like most, I have embraced contactless payments with a card, but more usually using my apple watch and the cards I have chosen to link. This includes my Tesco credit card.
Until the absurd pricing policy now adopted by Tesco where a clubcard price can be shown as a 25, 30 or even 50% difference, the only impact for not using a clubcard or Tesco bank/clubcard credit card would have been the loss of points, which while useful and important they represented relatively less value and easy to overlook. It seems that every 10th item in the store now carries a significantly different club card price to the 'normal' price.
What has been a revelation has been that if, like me, you choose to use your combined club card/tesco bank credit card on your apple watch when shopping in stores, the club card link is not made and therefore the lesser price is ignored and collection of points is lost (applies to other similar watches??). I have therefore been blissfully ignorant of this over the last year and it has only really become apparent now with this pricing policy that appears to have been introduced to not only suggest that you are apparently benefitting from some huge discount but also in the hope that enough customers have either forgotten their clubcard or like me have fallen foul of a technical glitch which should not be there but all goes to greatly boost the inflated profits of Tescos.
The cynic in me would suggest this might well be known but there is no urgency to fix as it all helps the bottom line and profit. So, be warned, using your card on an apple watch does not have the outcome you would expect in terms of clubcard. When asking, it seems to fall between the cracks between club card and Tesco bank and nobody seems able to provide an answer as to why this automatic linkage has been broken.
I tried removing and re-linking my card for paying through my watch but the issue persists as specifically checked in my local Tesco Extra yesterday.
Perhaps others have experienced the same or not yet noticed ?
Until the absurd pricing policy now adopted by Tesco where a clubcard price can be shown as a 25, 30 or even 50% difference, the only impact for not using a clubcard or Tesco bank/clubcard credit card would have been the loss of points, which while useful and important they represented relatively less value and easy to overlook. It seems that every 10th item in the store now carries a significantly different club card price to the 'normal' price.
What has been a revelation has been that if, like me, you choose to use your combined club card/tesco bank credit card on your apple watch when shopping in stores, the club card link is not made and therefore the lesser price is ignored and collection of points is lost (applies to other similar watches??). I have therefore been blissfully ignorant of this over the last year and it has only really become apparent now with this pricing policy that appears to have been introduced to not only suggest that you are apparently benefitting from some huge discount but also in the hope that enough customers have either forgotten their clubcard or like me have fallen foul of a technical glitch which should not be there but all goes to greatly boost the inflated profits of Tescos.
The cynic in me would suggest this might well be known but there is no urgency to fix as it all helps the bottom line and profit. So, be warned, using your card on an apple watch does not have the outcome you would expect in terms of clubcard. When asking, it seems to fall between the cracks between club card and Tesco bank and nobody seems able to provide an answer as to why this automatic linkage has been broken.
I tried removing and re-linking my card for paying through my watch but the issue persists as specifically checked in my local Tesco Extra yesterday.
Perhaps others have experienced the same or not yet noticed ?