What is No Claims Discount protection?

No Claims Discount (NCD) protection ensures that if you have to make a claim against your cover, the number of years NCD will not be reduced.

Should you have a claim, although the number of years no claims may not be affected, your premium may still increase.

Protection is available to you if you have four or more years NCD. But, if you have two fault claims in a three year period, NCD protection will be removed, and if you were to have a third fault claim in this time, your NCD will be reduced.

Please check your policy wording for full details including exclusions and limitations.

This answer specifically relates to Tesco Bank Car Insurance. For an answer relating to Tesco Bank Box Insurance please select the Box Insurance FAQ category or try using the search box at the top.
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