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Pet Insurance

Can I still apply if my pet has an existing condition or has been treated for anything other than routine vaccinations or neutering?

Yes, but your  policy does not cover any pre-existing illness or injury that your pet(s) may have at the time of taking out the insurance, or the costs of treating an illness that shows clinical signs within the first 14 days of taking out the policy.


I also have the same question - my dog keeps getting lipomas and they are being removed but as a pre-existing condition - other insurances wont pay out calling it a pre-existing condition despite them being in new places. Would Tesco cover this?

Hi @michelle17123, thanks for getting in touch. You'd be best to contact our Pet Insurance team directly so they can look into this further for you. You can reach them on 0345 078 3895 (Mon - Fri: 8am - 8pm, Sat: 9am - 5pm, Sun: 10am - 5pm) or at I hope this helps!