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Personal Current Account FAQs - colleague only

Will switching my current account to Tesco Bank affect my credit rating?

When applying for a current account, we will carry out a credit check to assess the type of card we can offer, and whether we can offer you any form of overdraft. Although switching your account won't affect your credit rating, opening a new account may.


If any payment issues happen as a result of the switch, we will correct these issues and ensure your credit rating is not affected. 


Please note that lenders may look at how long you have been with your current bank before offering you credit.