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Online Banking

Paying your Credit Card

We’ve got several ways for you to pay your credit card bill, so it’s easy for you to keep up to date.


Pay by direct debit


You can set up regular payments to your credit card by Direct Debit, which means you won’t have to organise a manual payment each month. To set this up, you need to have registered for Online Banking. Once you’ve done this, follow these steps:


  • Log in to Online Banking, click on your account and then select Manage account in the top right hand corner.
  • Select “Make a payment” and then “Manage Direct debit”. Here you can set up and manage your direct debits

If you get an email or text before your first Direct Debit date letting you know your statement is ready, you’ll need to make your first payment by bank transfer or debit card instead. Your Direct Debit should then be active for your next monthly statement.


If you have our Mobile App, you can also set up, manage and cancel your Direct Debit in the App.


Faster payment


You can transfer money from your bank account. Transfer the money to sort code 40-64-15, account number 31310006 and enter your 16-digit credit card number as the reference.


Payments made using the Faster Payment Service are normally made within two hours. However, they may take longer between 4pm Saturday and 6am Sunday and if we take our service offline for maintenance.


 Pay by debit card


When making debit card payments, please allow a minimum of 2 working days before the due date for the payment to clear. You can make debit card payments via Online Banking and our Mobile App. You will need to add the debit card first and then you can make a payment.


Online Banking


To do this, you need to first register for Online Banking. Then follow these steps:


  • Log in to Online Banking, click on your account and then select Manage account in the top right hand corner.
  • Select “Make a payment” and then “Make a debit card payment”


Mobile App


To do this you need to first download and set up our Mobile App. Then follow these steps:


  • Log into the Mobile App
  • Select the credit card you want to make a payment on
  • Select the menu icon and then select “Pay with debit card”


Version History
Revision #
17 of 18
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Hi , 

I ve got my credit card on 5th of July, set DD for the full balance , when my debit card will be charged for the first time? On the online page it says payment due date 25th of July but the amount is £0 ...Thanks!

We can't confirm that level of detail via social media @ciprik43. Did your direct debit collect on the 25th? - Ash


It was nothing to collect  because the first statement showed £0 so I will be charged by DD in August 


I have tried setting up a standing order from my Halifax bank account to pay £25 a month off my credit card, as there is already a direct debit set up to come out of my husband's account, but it says "Sorry the sort code you've provided doesn't accept credits. Please check that you've entered the number correctly or contact the recipient for an alternative way to pay". So can I not do this?? That is annoying if so!

Hi @ellenelisabeth, thanks for getting in touch and I'm sorry to hear that you've been having problems online. The details above are definitely correct, so you should be able to set up a standing order. Have you tried calling Halifax to see if they can set up the payment over the phone?