We’re here to help
We know this can be a worrying time for everyone in quite unprecedented circumstances. Please be reassured, Tesco Bank is here to support you and we’re committed to helping you take care of your money during these times of uncertainty.
If you’re impacted by COVID-19 (coronavirus) and in financial difficulty we can discuss a range of options with you, including:
Help for Banking Customers
What happens next?
We'll process your request and contact you when complete, or if we need further information. Due to extraordinary demand in our contact centres, it may take longer than usual to process your request. Please don't worry if you receive other communications from us in the meantime, we’re working on your request and we’ll be in touch as soon as possible.
Please be reassured, if your request to delay your payments is solely due to the impact of COVID-19 (coronavirus), there will be no impact to your credit file and you will not incur fees for these missed payments.
Important information: please note that if you request to delay your next two monthly loan payments, you will still have an obligation to make these payments at a later date. And, if you choose to delay your credit card payments, interest will continue to be charged on the balance. You can make payments to reduce your credit card balance at any time.
Help for Insurance Customers
We recommend using a laptop or PC to do this. If you are using your mobile, you will need to save the form to your files before completing the fields and emailing it.
Frequently Asked Questions
We understand you have many questions for us, so to help we've answered our most commonly asked questions.
I’m struggling to pay my credit card or loan due to COVID-19 (coronavirus), can you help?
What happens when my COVID-19 payment break ends?
Will my credit file be impacted if I take a COVID-19 payment break?
If your flight or holiday has been cancelled due to Covid-19
See all our Frequently Asked Questions on COVID-19
Getting in touch
In response the current situation regarding COVID-19, we're currently operating reduced opening hours at our customer service centre.
All we ask is that you help us protect our most vulnerable customers at this time by only calling us if your call is urgent.
Planned to travel abroad?
If you’re worried about any future travel plans please contact the company you booked with.
Our help pages
For support on a range of topics such as trouble logging in, you’ll find the answers here.
Go to Mobile Banking help
Go to Online Banking help
Please be aware that criminals are using the publicity around COVID-19 as a chance to pose as a genuine organisation, including banks, police officers, government, the World Health Organisation or other health service providers.
Tesco Bank, the police or any other government body will never ask any customer to divulge any security information, including any PIN numbers or Online Banking credentials. Customers will never be asked to move money into a safe account for protection and if there has been any unusual activity on your account please report this as soon as possible.
Keeping you in the loop
We constantly plan for unexpected events, so we can make sure our customers can manage their money and insurance smoothly. We’re closely monitoring the current situation and will continue to keep you updated.
This dreadful COVID-19 virus will bankrupt a few countries before it's done, let's all hope and pray that it can be overcome sooner rather than later, and that it does not return with a vengeance next winter ! The queues trying to get into into the supermarket car parks this morning were truly horrendous, everyone is over reacting and panic buying anything and everything. If people are not careful they will end up bankrupting themselves ! My neighbour is a taxi driver and has just had the quietest weekend ever, if it stays like this for much longer he will not have enough money to cover his rent. It truly is a nightmare, good luck everyone, we are all going to need it !
Yes CSKBrambles, we went to our local Tescos this morning arriving at about 6.45, we planned this hoping that we could 'social distance' ourselves from other shoppers, but it seems everyone had the same idea!
There were lots of empty shelves, even though the shop had closed its doors overnight (it's usually 24 hours opening) and re-opened at 6 am. We were not panic buying, just picking up some necessary groceries and paracetamol (for my chronic pain). There were lots of people, piling their trolleys with tins of baked beans, spaghetti and the like.
It truly is a worrying time, thinking not so much of whether we will be infected with the virus (although I do hope that we manage to avoid it), but of the long term implications to countries and businesses, what will this world of ours look like when this situation is over?
Stay safe everyone.
Hi WelshCatLady, it is a very sad state of affairs that some people feel the need to resort to shopping irresponsibly, and cause unnecessary inconvenience and shortages for others. I arrived at Waitrose at 8am this morning to pick up my my daily free coffee and a newspaper. The car park was already packed, and cars queueing to get in. It was absolute pandemonium in store, worse than Christmas time, and pretty much everyone were buying much more than they needed. Supermarkets need to restore some control for shoppers, and impose a limit on the number of items per customer. I live in a town of 13,000 people in the south west, and as yet nobody down here has so far tested positive for the virus. Our local Tesco Express are offering to deliver free shopping orders to all residents who are either self isolating, or advised to say at home. I am hopeful that this initiative and others like it, will help stem the tide ! All the best.
Just yesterday I too went shopping early to my local supermarket for a few essential fresh groceries.
Initially finding a parking space in the car park was a problem, then trouble getting a trolley. Approaching self service check out I waited with others in a queue to pay for my dozen items!!
But like many I saw trollies piled high with an array of items.
I feel this is just the tip of the iceberg regarding the Coronavirus and disruption in our country. Stay safe and carry on.
I was not aware of the Iceland initiative and in essence it sounds like a good thing to do, but i am concerned about crowding of those at the highest risk. Let's hope that Iceland take sufficient precautions for our senior citizens not to get too close to each other !
Hi WelshCatLady, just received the email below from The Original Factory Shop, introducing a "Golden Hour" for senior citizens to stock up on essentials first ! I'm sure that there will be a lot more like this.
The reason supermarkets are reluctant to limit buying is because soon, when the steepening curve of the RoI rises due to government incompetence in containing the spread, they will be short staffed and factories, also short staffed, will be delivering part orders only. Supermarkets are making hay while the sun is shining. Soon the clouds will gather and they will be empty-shelved, like in some awful Brad Pitt movie. DO NOT BELIEVE THE COMFORTING RUBBISH YOU GET ON TV, ITS MOSTLY LIES.