You may be able to change your mortgage rate before the end of your initial rate period. You can contact us to discuss what rates are available. Please be aware however that if you go ahead with the change you may have to pay an Early Repayment Charge and any other fees that may apply.
For more information on changing your rate with your existing Tesco Bank Mortgage please login to Online Banking and click on the “Making changes”
No, you can't view your mortgage statement online, but you can view a summary of your mortgage account, including details such as your current balance, interest rates and monthly repayments. To find out more about My Account click on the 'Manage your mortgage' tab at our existing mortgage customers page. Once you are logged in, click 'View/Change Mortgage details' to view your mortgage information.
You’ll receive your mortgage statement via the post annually, on the anniversary of the mortgage funds being released.
Yes, if you have been declined for a Tesco Bank mortgage you can choose to re-apply.
If you previously asked us to consider amending our decline decision and we were unable to do so, you should wait 3-6 months to reapply.
If your circumstances have changed, you can re-apply at any time.
If you did not previously ask us to consider amending our decline decision you may re-apply at any time.
Each time you apply we'll carry out a credit search and this will affect your credit rating.
The property must have certification of suitable 10 year warranty cover provided by one of the following
Zurich Municipal (provided there is already a warranty in place or the property is on a development which has already commenced. In both cases, Zurich must confirm that it will honour the warranty.)
Building Life Plan (BLP)
LABC New Home Warranty
Castle 10 New Home Warranty - provided by Checkmate
CRL Management Ltd. (CRL)
International Construction Warranties (ICW)
Please note we are unable to accept architect/surveyor certificates.
Tesco Bank currently accept remortgage applications to fully repay a Help to Buy Equity Loan under the Homes England or Help to Buy (Wales) Ltd schemes.
We do not currently offer mortgages for any other Government Help to Buy scheme.
Currently, Tesco Bank don’t offer mortgages to help you purchase a property through a Government Help to Buy scheme.
If however, you have already purchased a home through a Government Help to Buy scheme and are looking to remortgage, we may be able to help. Find out more on our ‘Remortgage’ page here.
If you are having financial difficulties or worried about falling behind with your mortgage payments, please get in touch with us as soon as possible and we'll try to help you get back on track.
You can call our UK-based team on 0345 051 8447* or minicom 0345 055 0607*. We're open 8am-9pm Monday to Friday and 9am-4pm Saturday.
You can also find more information on our website.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator