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Will my mortgage application be subject to a credit search?

Yes, your mortgage application will be subject to a credit search. The credit search allows us to check your credit rating and make sure you’re suitable for a Tesco Bank Mortgage.

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Last update:
‎25-05-2015 09:13 PM
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Does this happen at decision in principle stage? I have just had a successful DIP and wondered if that meant I had been successful in the credit score? 

Hi @Emmalou2645

Congratulations on getting your decision in principle! This will mean that a credit check has been carried out, however, it doesn't rule out further checks and it's dependant on the documentation you provide. We can't comment on individual circumstances via social media I’m afraid, if you'd like to discuss your DIP in more detail then our Mortgage Team can certainly go through this with you. The team are available on 0345 217 2050 and they're open Mon - Fri: 8am - 9pm and Sat: 9am - 4pm and will be happy to help you further :-) 


- Michelle