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I am looking to remortgage; do you offer a free or discounted legal service?

If you remortgage with Tesco Bank we’ll pay for the standard legal costs, such as conveyancers’ fees, VAT and usual disbursements if the product you have applied for includes our free standard legal service. If any additional legal work is needed - for example, adding a party to, or removing a party from, the title - then you will need to pay for any additional fees yourself.


If you don't have a mortgage on your property at the moment but want to release equity, or if your property is not registered with the land registry, we will instruct LMS or Optima Legal to act but you’ll need to meet their legal costs yourself.


For more information on the legal fees and charges associated with your Tesco Bank Mortgage go to:



We have recently completed a new mortgage which should have included free legal fees but we have ended up with a £1,400 legal bill. 


I understand and any restriction and any name added must be paid by us but the LMS solicitor of Tesco choice has charged us for disbursements £130.68.


This includes £124.68 for Stewart Title Idemnity Insurance Policy. 


Should that have been covered by Tesco?? 


We have had a nightmare with the chosen LMS solicitors and will be submitting a complaint 

@neilsarah123, sorry to hear this. As our mortgages are administered by a third party, we’re unable to assist with your query here I’m afraid. You can get in touch with our Mortgage team on 0345 217 2050 (Mon - Fri: 8am - 9pm and Sat: 9am - 4pm), where we will be able to log your complaint and do what we can to help. I'm sorry for the inconvenience.