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Can I switch my mortgage to a new or different rate?

You can switch from one Tesco Bank Mortgage product to another if you need to. When you switch product you will have to pay any fees required for the new mortgage, you may also need to pay an Early Repayment Charge if you are still in your initial rate period.


If you have a tracker mortgage that includes the option to switch to a fixed rate during the initial period, you’ll be able to switch without incurring an Early Repayment Charge.


To find out more about switching to a new rate with your Tesco Bank Mortgage click on the “Switching deals and making changes” section at