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Can I apply for a payment holiday with my Tesco Bank Mortgage?

Yes - After you’ve made six consecutive monthly payments, you can apply to take a one month payment holiday.


Before we agree to a payment holiday we’ll need to check you can afford it – and that it won’t increase your total mortgage above our maximum loan to value ratio.


Interest will still accrue during your payment holiday and so your monthly payment may increase after it.


If you would like to take a payment holiday, the key thing is to speak to us first and agree it in advance. You can call our UK based Mortgage Team on 0345 2172050*. We’re open 8am – 9pm Monday to Friday and 9am – 4pm Saturday.


Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.


To find out more about payment holidays with your Tesco Bank Mortgage click on the “Taking a Payment Holiday” section on our website.