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Midata

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Midata is a government initiative introduced to help improve transparency across the banking sector. It allows you to upload your transactional information to independent comparison sites and compare different current accounts.  We will make available to you accurate and up to date descriptions of the personal information we hold so you can feel confident and assured in exercising control over how your data is used. Midata downloads provide transactions for the last 13 months, or for the length your account has been open if under 13 months, and will exclude the last 30 days of your transaction history to protect your security. Your personal information such as name, address, sort code, account number and payee details are also removed from the midata file to protect your identity.  Once you download the file, you are responsible for the security of the information contained within it, and use of this information is at your own risk. We cannot guarantee how securely other organisations will process your information. See How do I keep my Midata file safe? The banks and comparison sites involved in midata have agreed to a code of practice on how it should work. You can see the code and more information on midata at www.pcamidata.co.uk
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Midata downloads provides transactions for the last 13 months, or for the length your account has been open if under 13 months, and will exclude the last 30 days of your transaction history to protect your security.   Your personal information such as name, address, sort code, account number and payee details are also removed from the midata file to protect your identity.   Some transaction information that is not required for comparison purposes will be replaced with asterisks to protect your security. This has been agreed as the industry standard for midata and will not affect the comparison results.
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Once you download the file, you are responsible for the security of the information contained within it, and use of this information is at your own risk as we cannot guarantee how securely other organisations will process your information.   We suggest that you:   Carefully consider who you provide your midata file to. Before you upload your file to any company check their privacy policy to make sure you understand how they will use your data and that they have signed up to the Midata Code of Practice. Make sure you keep the file secure, for example by having security software installed on the device you are using. You can find more detailed information about how to protect your device at the Get Safe Online website. Make sure your file is encrypted if you are emailing your file or saving it to a USB stick.   When downloading midata for a joint account, please make sure you have permission from the other person to use this information.   Never share your online banking details with anyone else, including any third party such as a comparison site.
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Login to Online Banking and from your Account Overview page, select ‘Download transactions’ from the menu on the left hand side.   Go to the ‘Download midata’ section and select the ‘continue’ button to open a new page with important information about midata. Once you have confirmed you have read this information by checking the tickbox you can download your file.
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