When you apply you’ll get a quick decision. If we’re able to offer you a loan we’ll send out documents for you to sign and return to us. If it's just you applying, you've applied online and we need no supporting documentation you may be able to sign your agreement digitally and get your funds quicker. Other applicants should receive your documents within 5 days of making your application. Once we’ve received your signed documents and any additional information we’ve requested, and we’ve checked this to make sure everything is OK, we’ll make our final decision.
Your funds will be deposited in your chosen account by Faster Payments, usually on the same day as the final decision is made. An electronic payment is sent directly to your bank account and the money can be withdrawn as soon as the funds reach your account.