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Am I eligible for a Tesco Loan?

To apply for a Tesco Bank Loan you need to meet the following criteria:

  • Aged between 18 and 74. You must be aged under 75 at the end of your loan term
  • Be in employment with no probationary period, or have a regular income e.g. pension
  • You've lived in the UK for at least three years
  • You have a UK personal current account

Please note the following criteria which applies to our loans:

  • If the loan is to repay other debt (refinancing), the minimum age is 22 years old
  • For loans under £3,000 the maximum term is 3years
  • For loans under £15,000 the maximum term is 5years, except for loans for home improvements which is 10 years
  • For loans over £15,000 the maximum term is 10 years, except for refinancing which is 7years
  • For a joint application, the main applicant's bank details must be the named account used for making repayments

hi i bought car insurance from tesco and got loan from tesoc bank which i am paying back evrery month so is that possible to have tesco perosnal loan easily ? or would it be hard credit search if i apply for new loan ?

Hi there, thanks for your post! It's a full credit search that is completed when you apply for a top up loan. If you have made 8 consecutive direct debit payments then you may be eligible for a top-up loan. However, I'm afraid the only way to complete this is via telephone. Please call our Loans Team on 0345 600 6016 (Mon - Fri: 8am - 10pm Sat - Sun: 9am - 5pm) and one of my colleagues will be happy to discuss this with you. I’ve also attached a link with some more information on this - Ainsley

I did not have Chrome and applied via normal Chrome - 5 times told can not search account - So miffed so I rang up twice and told to apply online, Miffed as I just wanted help.

Applied for a loan to cover negative equity, I had help from my garage even thou approved by BMW but for £5500 got to wait, Tried to log on and the site will not let me, tried calling yet again and told to apply online, Contacted Facebook and they gave me a link - 3 times and will not open.  Told to call the office.

I am so stressed and no support from Tesco, I may not bother and just keep my 68 plate BMW 320i - I wanted a 2020 Mini Cooper S - But no idea how loan doing, No support just told to ring the office then told quicker to apply online for such a small amount and then it does not work. 

Hi @Mini1969, I'm sorry to hear that. Can you send a private message to @Tesco-Bank with your full name, DOB and postcode so we can check the current status of the application?

Hello I have already a loan with Tesco already would I be able to decrease the monthly payment each month ? 

Hi Laura, are you looking for a payment break on your loan due to COVID-19 or is this a permanent adjustment you require? - Thomas

Hello I would like to see how much I have left on my loan please ? Xx

And also to decrease the monthly payment if possible as I have a new job which pays every 2 weeks instead of once a month thanks Laura 

Hi @Laura84, can you please send a private message to @Tesco-Bank so we can check this for you?

Hi I would like to get a personal loan. What I have to do?