If the limit on a credit card is £1250, but you want the protection a credit card offers. Is it possible to transfer £5000 in order to pay for something? So essentially put more than the limit onto the card to pay for something?
The purpose of a credit card is that we provide the credit for you to spend therefore you wouldn't be able to transfer £5000 onto your credit card if your limit is £1250, as this is seen as pre loading. You would still be protected even if you've partially paid for your purchase using your Tesco Bank credit card. I have pasted a link below which will give you a breakdown of your credit card rights. I hope this helps!
What happens if you overpay but the funds are still under the credit limit? eg in the previous example the limit is £1250 ..... what if one paid £1000 when one's monthly bill was £500? Would one be £500 in credit? ATB, M
Hi this would still be seen as pre-loading your Credit Card and putting it into credit which is not what the card is for. In most cases the payment will actually reject as you'd be going so far into credit
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EmployeeVerified AnswerHi 
06-09-16 16:27What happens if you overpay but the funds are still under the credit limit? eg in the previous example the limit is £1250 ..... what if one paid £1000 when one's monthly bill was £500? Would one be £500 in credit? ATB, M
AshleighB
