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Apply for a loan when in the UK for 2 years

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Little helper

Apply for a loan when in the UK for 2 years

Hi there!

 

I have been in the UK almost 2 years after moving over from Ireland. I have a credit card in Ireland I would like to repay by taking out a loan here. Is this possible at all? I understand from the criteria that you have to have lived in the UK for at least 3 years so is there no point for me applying at all? 

 

Would this also be an issue for a joint loan?

 

Any information would be very much appreciated!

4 REPLIES 4
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Your Community Expert

Re: Apply for a loan when in the UK for 2 years

Hi there, I'm afraid we wouldn't be able to accept an application for a loan if you haven't lived in the UK for at least 3 years  - Alex

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Little helper

Re: Apply for a loan when in the UK for 2 years

Thanks for your reply!

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Little helper

Re: Apply for a loan when in the UK for 2 years

Apologies for bumping up an old thread but I just wanted to double check if this is also an issue when applying for a joint loan with my British partner.

Thank you!
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Your Community Expert

Re: Apply for a loan when in the UK for 2 years

Hi @Ilse, this would apply to both applicants in a joint application. I hope this clarifies things for you.