Online banking

Online banking

Showing results for 
Search instead for 
Did you mean: 

Current Accounts

What happens after I submit my current account application online?

If accepted, you will be asked to sign your agreement online. If we require additional information, this will be clearly explained at the end of your application.


After signing your agreement, we will then send you a welcome pack in the post. Your PIN and your card will arrive separately within 10 working days. Your PIN should arrive first.


Once your card arrives, activate it using either Online Banking or our Mobile Banking App. You'll then be able to use the card and start collecting Tesco Clubcard points. For joint accounts both cards need to be activated before any access to deposit or withdraw funds is available.


Please note you will not be able to use your new account until you have activated your debit card.


Second account applicants


If you want to apply for a second Tesco Bank Current Account, the best way is to log in to Online Banking first and then complete your application online.

Version History
Revision #
12 of 12
Last update:
3 weeks ago
Updated by:

Hi @aef1,you can send a Faster Payment to your Current Account using your Sort Code and Account number. If it is cash you have, you can visit selected Tesco stores and deposit this at the Customer Service Desk. To find you nearest store, please click here

Hi @BettyS, we allow customers to have 2 Current Accounts to offer more flexibility in the way customers bank with us ie some customer like to have 1 single account and 1 joint account, or 1 account for their Direct Debits and 1 account for their day to day spending therefore by allowing each customer to have 2 accounts, this gives those customer that option

Hi @joe_price1, I'm sorry to hear you haven't heard anything yet regarding the application. You should normally receive a reply within 3-5 business days, if it has been longer then this you will need to call our Customer Service team on 0345 835 3353


Hi @daj, I'm sorry to hear you haven't been able to get through to speak with our Customer Service team. You can apply for a 2nd Current Account online, you will need to log in to your Online Banking first. If you are away by the time your card arrives then this won't cause any issues. You will still be able to deposit money into the account by sending a faster payment to your sort code and account number. Once you return home, you will need to activate your card online, on the mobile app or by calling us

Told I would be able to complete online application for the current account if logged in to my other accounts but this is not the case.
Told some information is missing and to ring on contact number. This is inconvenient enough when you already have other types of Tesco online accounts but the number is constantly busy. Again what possible reason is there that all of the application cannot be completed online.
Wasted another 7.5 minutes holding on the phone today.

When can I apply

Thanks for your interest in our current accounts. We will let you know when accounts are available again through our website, social media and Community.


I applied for a loan. When it was completed it never gave me an answer - approved , approved in princible, declined. Just that you would get in touch, would this mean i did not get it?

I hew new Accuont opan Tesco benk