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Current Accounts

What happens after I submit my current account application online?

If accepted, you will be asked to sign your agreement online. If we require additional information, this will be clearly explained at the end of your application.


After signing your agreement, we will then send you a welcome pack in the post. Your PIN and your card will arrive separately within 10 working days. Your PIN should arrive first.


Once your card arrives, activate it using either Online Banking or our Mobile Banking App. You'll then be able to use the card and start collecting Tesco Clubcard points. For joint accounts both cards need to be activated before any access to deposit or withdraw funds is available.


Please note you will not be able to use your new account until you have activated your debit card.


Second account applicants


If you want to apply for a second Tesco Bank Current Account, the best way is to log in to Online Banking first and then complete your application online.

Version History
Revision #
12 of 12
Last update:
‎07-07-2017 10:15 AM
Updated by:
Hello I accidentally put the wrong information down when I was trying to apply for a current account due to the fact that I can't see the screen on my phone (it is smashed) how can I change my details?

Hi @Gabee1991, I'm sorry to hear that we have the wrong information in your application. To amend your application, you will need to give our loans team a call on 0345 600 6016 open Mon - Fri 8am - 10pm and Sat - Sun 9am - 5pm

Why cannot current account applications cannot wholly be completed online, especially when other Tesco accounts are already held? It's all very well saying you need to ring up to provide further information but the lines are constantly busy and I have given up after waiting over 5 minutes on a number of occasions.

I openened a current account online yesterday when I try to login to online banking it logs me in and then says "NEW ACCOUNT" Your Personal Current Account Application on 08 Feb 2017 is being processed.

How long does it usually take to process the account please?

Thanks Tesco
How can I put cash into my new current account?

Why offer two current accounts where you can save £3000 in each?  Why not just one account where you can save £6000?


hI, I made an online application a couple of weeks ago and after a ext message saying there were "further checks" required, I have heard nothing since.  How can I find out the progress of my application?


After waiting 30 mins on the phone for a response I will try this.


1) Current account applied for online - can I have a 2nd current account and how do I open / link it?

2) Out of the country in a few days time for 6 weeks - I will have online access. If Debit card is only received while I am away will this be a problem and will it prevent me from depositing money into the account.

Hi @ensonricky, I'm sorry you're having trouble applying online and getting through to our Customer Service team. If you already have a Tesco Bank product, you can complete an application online however you will need to log in to your Online Banking first

Hi @5undae555, it sounds like your application is currently with our assessment team waiting to complete some final checks before the account is opened. It can take 3-5 business days for a final decision to be made, if the application is successful we will send you a text message to confirm this