In most cases you should be able to cancel the subscription or recurring payment by asking the company to stop it. You can also do this directly with us by calling Customer Services on 0345 300 4248 (open 24/7). We still recommend that you inform the company you are cancelling.
Please be aware that if we stop a recurring payment and you later decide to rejoin the subscription, then you will need to contact us to have the block removed.
If you have already cancelled the subscription with the company but they have continued to take payments, or you don't recognise the transaction, then please contact us. Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
You can make a payment to your Tesco Credit Card at any time but each month you will receive a statement with a payment due date. If you make a payment before the statement is sent to you, this will reduce your balance for the following month's statement. You will still need to make a payment to cover the time between your statement being produced and the payment due date.
You can check your payment due date via the Mobile App or via Online Banking.
If you have a balance on your account you'll be charged interest on the transaction from the date you make it until the day you pay it off. If you pay off some of your account before your due date, you will reduce the balance, but you'll still pay interest on the remaining balance.
If you paid your balance off in full and have still been charged interest, this is known as residual interest. We charge interest daily, so even if you paid your balance in full you may still see interest on your next statement. That's to cover any previous outstanding balance from the period between the credit card bill being sent and when the payment is received.
The sooner you make your payment after your statement is produced, the less the interest will be, unless you pay in full and on time each month.
If you are due a refund from a retailer, the timescales involved can vary depending on the merchant bank.
This is something we have no control over and although most refunds take between 3 - 5 days, we do suggest contacting the company who are processing the refund to check their timescales.