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Credit Cards

What happens if I miss a payment?

You will be charged a late payment fee of £12 if your minimum payment does not reach your account by the due date. Any promotional offer you are currently receiving will also be withdrawn.

Keep track of your payment due date by logging on to the mobile app or by visiting Online Banking. To ensure you never miss a payment, please see our existing FAQ Ways to pay your credit card. You can also set up alerts to remind you when your payment is due. For more information on how to manage your alerts, please see our existing FAQ How do I manage my alerts for my credit card account?

Please note that if you miss a payment this may affect your credit rating, If you are experiencing financial difficulties, please contact us or visit our FAQs.


Thanks Ross

I have made my payment, however I didn't realise I had underpaid by 2p, I have now been charged a late payment fee of £12, under the current circumstances I find this rather excessive and would like you to remove this and also remove any negative information on my credit score, I always pay on time and usually round my payments up.

Hi Tallulah79, can you send a private message to @Tesco-Bank so we can check your account and see what we can do help? Please include your full name, DOB and postcode in the message.