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Credit Cards

What happens if I miss a payment?

You will be charged a late payment fee of £12 if your minimum payment does not reach your account by the due date. Any promotional offer you are currently receiving will also be withdrawn.


Keep track of your payment due date by logging on to the mobile app or by visiting Online Banking. To ensure you never miss a payment, please see our existing FAQ 'ways to pay your credit card'. We can also send you alerts to remind you when your payment is due.


Please note that if you miss a payment this may affect your credit rating, If you are experiencing financial difficulties, please contact us or visit our FAQs.


Hi @NikB789, I'm sorry to hear this. Can you please send a private message to Tesco-Bank with your full name, DOB and postcode so we can check this for you? - Thomas

I have just sent a private message as my account is showing as payment reversal on the direct debit date of the 12/08/19. I setup the direct debit with plenty of time. I have spoken to my bank and they can't see any attempt for this to be taken so the issue must lie at the Tesco end?


I want the fee to be refunded and not affect my credit rating..





Hi Mark, we have responded to your private message - Trinh