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Credit Cards

What do I need to know before using my Tesco Bank Credit Card abroad?

Don't worry, there is no need to contact Tesco Bank and inform us that you are going abroad. Your credit card will automatically work in shops and cash machines just like it does in the UK.

Read more about our international fees, charges and security.

Some other things to consider:

  • Check your credit card to make sure it doesn’t expire while you’re abroad.
  • Take more than one card with you in case you lose your card or it becomes damaged.
  • Make sure you have our overseas contact telephone number with you (+44 1268 508027). 
  • If you are using your card online when you are abroad, you may experience a delay in receiving the code we send to your phone to check its you making the purchase.

  • Consider setting up a direct debit or standing order to cover any payments due while you’re away. Find out more about paying your credit card in our existing FAQ.
  • Make sure we have your up-to-date contact details including your mobile telephone number.
  • If your cards are registered with a card protection agency, ensure you have their contact telephone number and policy number with you.
  • If you or an additional cardholder buy foreign currency from Tesco Travel Money with your Tesco Bank Credit Card, either through our website or at an in-store bureau, this will be treated as a purchase transaction. If you buy foreign currency or traveller's cheques from any other seller, this will be treated as a cash advance which will incur fees and charges.
  • Don’t let your card out of your sight, especially when making purchases in restaurants and bars. 
  • Familiarise yourself with your PIN before travelling and don’t give your PIN or Online Banking security details to anyone – even if they claim to be from the police or your
    card company.
  • Shield your PIN with your free hand when typing it into a keypad in a shop or at a cash machine.
  • Should you lose your card, you can block your card permanently or temporarily via the mobile app. For more info please see our lost and stolen FAQ.
  • Should you block your PIN whilst abroad, you are unable to unblock it using a foreign ATM

When you get back  

  • Check your credit card statements carefully for unfamiliar transactions. 
  • If there are any, report them to us as soon as possible on 0345 300 4278*.

*This number may be included as part of any inclusive call minutes provided by your phone operator.

Comments

I would like to use my Tesco credit card abroad, but do not want to pay international usage/transaction fees. Would you be more inclined to use your card in other countries if there was no foreign transaction fees or does it not bother you?

#Me too

Very little choice but to use the card and pay the commission charges, as currency cards cannot be used at the moment due to a temporary regulatory shut down by the Financial Conduct Authority due to Covid-19.