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Credit Cards

I've applied for a Tesco Bank Credit Card - what happens next?

If you’re automatically accepted

If you are automatically accepted when you apply for your card, we will send you a text within 2 working days welcoming you to Tesco Bank. This will also contain confirmation of your delivery timescales.

 

If you’re referred

If we need make some further checks before making a decision on your application, we’ll get in touch within 5 days to let you know what we need.

 

If you're declined

If we're unable to offer you a credit card, we'll normally let you know the reason why as soon as we've processed your application. 

 

What happens after you're accepted

  • You’ll receive your card 5 - 7 days after your application is accepted, along with your Terms and Conditions, a copy of your credit agreement and your welcome booklet, which has lots of information that will help you get started with your new card.
  • Your PIN will be sent separately. It’s normal to get this first.
  • You’ll need to activate your card once you’ve received it before you can start using it.
  • If you requested a balance transfer during your application, this will only be processed after you activate your card.
  • If there are additional card holders on the account, activating your primary card will also activate their cards.
Comments

Hi @WillNash, I'm sorry about that! It would be best to give our Credit Card team a call on 0345 300 4278 (24/7) so that one of our advisers can get this sorted for you.

I’m not sure if my application has been accepted or not?

Ok thank you

Hi @Squibby10, hope you managed to get everything sorted. If you have any queries please get back in touch.