Online banking

Online banking

cancel
Showing results for 
Search instead for 
Did you mean: 
69636members
20250posts

Credit Cards

I've applied for a Tesco Bank Credit Card - what happens next?

If you’re automatically accepted

If you are automatically accepted when you apply for your card, we will send you a text within 2 working days welcoming you to Tesco Bank. This will also contain confirmation of your delivery timescales.

 

If you’re referred

If we need make some further checks before making a decision on your application, we’ll get in touch within 5 days to let you know what we need.

 

If you're declined

If we're unable to offer you a credit card, we'll normally let you know the reason why as soon as we've processed your application. 

 

What happens after you're accepted

  • You’ll receive your card 5 - 7 days after your application is accepted, along with your Terms and Conditions, a copy of your credit agreement and your welcome booklet, which has lots of information that will help you get started with your new card.
  • Your PIN will be sent separately. It’s normal to get this first.
  • You’ll need to activate your card once you’ve received it before you can start using it.
  • If you requested a balance transfer during your application, this will only be processed after you activate your card.
  • If there are additional card holders on the account, activating your primary card will also activate their cards.