If you obtain cash or a cash substitute using your Tesco Bank Credit Card or your card number, it's called a cash advance. Examples include withdrawal from an ATM, over the counter, gambling (lottery tickets, scratch cards and betting etc) and electronic transfers (other than a balance transfer or money transfer).
There is a 3% fee on the cash amount you withdraw (minimum charge of £3.00) excluding gambling transactions. For more information on our APR and interest rates please refer to the Summary Box which can be found on the back of your credit card monthly statement or the Terms and Conditions that you received with your Tesco Bank Credit Card.
We also confirm all interest on fees on your monthly statement which can be viewed via Online Banking or the Mobile App. If you are unsure if the transaction will be classed as purchase or a cash advance, then please check with the retailer or merchant and ask them how they will process the transaction.