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Cash ISA

How much can I pay in to my Tesco Bank Cash ISA?

HMRC sets an annual ISA subscription limit each tax year (6 April to the following 5 April). This is the maximum amount a person can save in total in ISAs

(i.e a Cash ISA, Stocks and Shares ISA and Innovative Finance ISA or any combination of these), each year. How much you can pay into your Tesco Bank Cash ISA each year depends on how much you pay into a Stocks and Shares ISA and Innovative Finance ISA each year. For example, in a tax year where the annual allowance is £20,000 you could pay in:


  • £20,000 to your Cash ISA and nothing to a Stocks & Shares ISA or Innovative Finance ISA
  • £20,000 to a Stocks and Shares ISA and nothing to your Cash ISA or Innovative Finance ISA
  • £20,000 to an Innovative Finance ISA and nothing to a Cash ISA or Stocks & Shares ISA
  • Any combination of amounts between a Cash ISA, a Stocks & Shares ISA and an Innovative Finance ISA.

So you can save up to your whole annual allowance in your Tesco Bank Cash ISA, provided you don’t go over your total ISA allowance for the tax year. Tesco Bank only offers Cash ISAs and not Stocks and Shares but you can open a Stocks and Shares ISA or an Innovative Finance ISA with another provider.


The current limit can be viewed in Online Banking and is detailed in our Key Features Document and in your Welcome Letter which you will receive with your Welcome Pack.


You can also view your subscribed amount in Online Banking.


You can register for Online Banking at Simply select ‘Savings’ from the Online Banking menu on screen and then the ‘Register’ button. You’ll be guided through the process.


If you need help registering or logging in to Online Banking you can view our registration and login demonstrations.


Alternatively you can contact us.