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What happens if I miss a payment, go over my credit limit or pay late?
If you miss a payment, go over your credit limit or pay late, you'll be charged a £12 fee. More details of this fee can be found on our interest and fees page.
If you applied for your Clubcard Plus Credit Card before 21st July 2020, then you wont be charged Late Payment, Over Limit or Returned Item fees. It's really important to note that paying late, missing payments and spending over your credit limit could affect your credit score, making it more difficult or expensive to borrow.
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Still got questions?
- I already have a Tesco Bank Credit Card, can I apply for the Clubcard Plus Credit Card?
- I'm a Clubcard Plus subscriber but already have a Tesco Bank Credit Card. Does that mean I get the Clubcard Plus Credit Card benefits on my existing Tesco Bank Credit Card?
- I'm subscribed to Clubcard Plus, do I automatically get the Clubcard Plus Credit Card?
- How do I cancel my Clubcard Plus Credit Card?
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