When will my details appear on the Motor Insurance Database (MID)?

We aim to update the MID (Motor Insurance Database) database as quickly as possible after you purchase a policy or change your details. This is usually done within 48 hours but can take up to 7 working days.

It might be handy to print out a copy as evidence of insurance during this time. The police use data from the MID to combat uninsured driving and enforce motor insurance laws. Insurance companies also use it to obtain details of other drivers when they have been involved in an accident.

If your details aren't on the MID, the police may stop you. There is a risk that the police could seize your vehicle if the correct details aren't registered. For private individuals, it is the driver's responsibility to ensure they have the right level of coverage and the responsibility of the insurance provider to get details of a policy or changes onto the MID.

If your vehicle is not on the MID database and you have Tesco Bank Car Insurance, please call us on 0345 673 0000*, and we will do our best to resolve this for you as quickly as possible. Should you be stopped within this time, the police can contact us to confirm cover.

This answer specifically relates to Tesco Bank Car Insurance. For an answer relating to Tesco Bank Box Insurance please select the Box Insurance FAQ category or use the search box at the top.

*Calls may be recorded. This number may be included as part of any inclusive call minutes provided by your phone operator.
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