• Can I appeal the loan decision?

    Yes. If you do not agree with the decision that we have made on your application you have the right to appeal. You should support your appeal by providing any additional relevant information that was not taken into account at the time of our original decision, such as;
    • details of any missed income that may impact whether you can afford the loan
    • change in your credit score or incorrect information being removed from your credit file

    Send your appeal to: Tesco Bank, Loans Decision Review Team, Broadway 1, 199 Renfield St, Glasgow, G2 9FE. Please note it can take 5 - 7 days to review once your documents are received.

    You may find the following questions useful:
    Comments 4 Comments
    1. staceystoker1990 -
      Hello,

      I applied for a loan via the Tesco website a week ago. The site stated after completing the application, that I would receive a response within 2 working days - I still haven’t received any decisions via email or text, telephone call etc.

      However, I did receive a survey email asking me to complete how I found completing the application and was i advised why the loan had been declined? (I didn’t know it had been declined)

      The loan I applied for suggested I had over 90% chance of being accepted, I also have an excelled credit rating according to Experian.

      Please can someone send me the decision I haven’t received?

      If you need more personal details, please see below;

      * Mod Edit - Personal details removed
    1. RoseParr -
      I took a loan from a company offline, so I do not know how this system works online
    1. Shoxy -
      Hello. If I were you, I'd work with a trusted company. Once I took out a loan for a house of 300 thousand dollars and I was cheated. I stopped trusting all mortgage companies at all. But a friend advised me to contact Mortgage Advisor Nottingham, with whom he collaborated when taking out a loan for a car. They accompanied him to the end of the transaction and he was satisfied with everything. In our time, many scammers enrich themselves at the expense of such inexperienced people like me in my time. Therefore, think three times, consult with your family whether it is worth taking out a loan.
    1. ChristinaG -
      Hi @staceystoker1990, I'm really sorry to hear this. Please send us a private message to @Tesco-Bank and we can take a look into this for you. Just to make you aware, as your last message confirmed personal details, we have edited your post to remove these.
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