Loans

How do I update my contact, address and additional details online?
You can update your contact, address and additional details for your Credit Card, Current Account, Savings or Loan account...
How much can I borrow for my Loan?
We offer loans from £1,000 to £35,000. Visit the Loans section of our website to find out more....
Can I appeal the loan decision?
Yes. If you do not agree with the decision that we have made on your application you have the right to appeal. You should...
Can I change my mind about taking out a Tesco Loan?
Yes, you have the right to cancel your loan agreement. You don’t have to tell us your reason for cancelling but you need...
Can I choose my repayment date?
Yes, you can choose any date between 1st and 25th of the month. Just let us know your preferred payment date when you apply...
Will I get Tesco Clubcard points with my loan?
​​​​​​​No, we do not offer points on loan repayments.
How is interest charged on my loan?
At the beginning of the loan we work out the interest you will pay over the whole length of your loan and add this to your...
Can I apply for a loan again if I am not accepted the first time?
Yes, you can re-apply for a loan three months after you were declined for a Tesco Bank loan.

However, if your...
Can I get a copy of my Credit Reference file?
Yes. You can get a statutory credit report from any of the credit reference agencies listed below.

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What types of alerts can I receive for my loan account?
We'll send you an alert if you change your contact details, if for example you've changed your address or mobile phone number....