How can I pay my Credit Card?

We’ve got several ways for you to pay your credit card bill, so it’s easy for you to keep up to date. All of this information is contained within the How To Pay section of your monthly statement.

Pay by direct debit
You can set up regular payments to your credit card by direct debit, which means you won’t have to organise a manual payment each month. To set this up, you need to have registered for Online Banking. Once you’ve done this, follow these steps:

Log in to Online Banking, click on your account and then select direct debit in the top right hand corner
Follow the steps to choose your payment amount and enter the account details you want the direct debit to be paid from

If you get an email or text before your first direct debit date letting you know your statement is ready, you’ll need to make your first payment by bank transfer or debit card instead. Your direct debit should then be active for your next monthly statement. If you have our Mobile Banking App, you can also set up, manage and cancel your direct debit in the App.

Pay by bank
You can send us a payment directly from your bank.

Log in to Online Banking, click on your account and select 'Make a payment' from the drop down menu.
Select ‘Pay by bank’, read through the terms and conditions then select ‘Next’ and follow the on-screen instructions.
Choose your bank from the list and check all your payment details are correct and then select ‘Confirm’ to continue.
Follow the on-screen instructions to complete your payment request.
Your bank will carry out checks on your account when confirming if the payment can be made.

If you don’t see your bank on the list, you will be able to send a faster payment from your bank account to sort code 40-64-15, account number 31310006 and include your Tesco Bank 16 digit credit card number (without spaces) as the reference so we know it’s your payment. Please allow up to 2 working days for the payment to clear.

Pay by Debit Card

When making debit card payments, please allow a minimum of 2 working days before the due date for the payment to clear. You can make debit card payments via Online Banking and our Mobile Banking App.

Online Banking
Log in to Online Banking, click on your account and then select “Make a Payment“ from the drop down menu.
Select “Pay by Debit Card” and if your card has previously been saved, please select it and follow the on screen instructions.
If you need to add a new card, select “Pay with a new card”, enter your card information and you will have the option of saving it for future payments.

To do this via the Mobile Banking App:
Once logged in select the credit card you want to make a payment towards.
Then select the menu icon 'Pay Credit Card', and then click 'Pay with debit card' and follow the on screen instructions.

Pay by cheque
Complete and return the Bank Giro Credit Slip from your statement and your cheque to: Tesco, PO Box 1533, Northampton, NN1 9HU

Cheques should be payable to Tesco Credit Cards and should not be post dated
Write your Tesco Credit Card number on the payee line.
Please allow 5-7 days for your payment to reach us by post
It will take another 1-2 business days before the cheque funds are cleared in your account
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