• I've applied for a Tesco Bank Credit Card - what happens next?

    If you’re automatically accepted
    If you're automatically accepted when you apply for your card, we'll tell you straight away.

    If you’re referred

    If we need make some further checks before making a decision on your application, we’ll get in touch within 5 days to let you know what we need.

    If you're declined

    If we're unable to offer you a credit card, we'll normally let you know the reason why as soon as we've processed your application.
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    What happens after you're accepted
    • You’ll receive your card 5 - 7 days after your application is accepted, along with your terms and conditions, a copy of your credit agreement and your welcome booklet, which has lots of information that will help you get started with your new card.
    • Your PIN will be sent separately. It’s normal to get this first.
    • You’ll need to activate your card once you’ve received it before you can start using it.
    • If you requested a balance transfer during your application, you'll need to activate your card within 60 days in order for this to be processed.
    • If there are additional card holders on the account, activating your primary card will also activate their cards.
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