• I've applied for a Tesco Bank Credit Card - what happens next?

    If you’re automatically accepted
    If you're automatically accepted when you apply for your card, we will send you a text within 2 working days welcoming you to Tesco Bank. This will also contain confirmation of your delivery timescales.

    If you’re referred
    If we need make some further checks before making a decision on your application, we’ll get in touch within 5 days to let you know what we need.

    If you're declined
    If we're unable to offer you a credit card, we'll normally let you know the reason why as soon as we've processed your application.

    What happens after you're accepted

    • You’ll receive your card 5 - 7 days after your application is accepted, along with your Terms and Conditions, a copy of your credit agreement and your welcome booklet, which has lots of information that will help you get started with your new card.
    • Your PIN will be sent separately. It’s normal to get this first.
    • You’ll need to activate your card once you’ve received it before you can start using it.
    • If you requested a balance transfer during your application, you'll need to activate your card within 60 days in order for this to be processed.
    • If there are additional card holders on the account, activating your primary card will also activate their cards.

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