• How can I increase or decrease my credit limit?

    Requesting an increase is easy, you can do this in the comfort of your home by logging in to Online Banking, selecting your credit card, clicking 'More' and then 'Credit limit'. Or if using our Mobile Banking App, simply head to the 'Account Management' section and select 'Manage credit limit'.

    ​​​​​​​Approval of any credit limit increase depends on your circumstances. By requesting a credit limit increase you are authorising us to review your credit history and any other relevant information required to process your request. You'll not be eligible for a credit limit increase if:
    • Your credit limit has changed in the last 10 months (increase or decrease)
    • You’ve had your credit card for less than 6 months
    • You have more than one credit card in your name
    • You’re over your current credit limit
    • You're in arrears and with our collections team (due to outstanding payments)

    Please carefully consider any increase to your credit limit as it may increase the risk of taking on too much debt, which may be costly or take a long time to pay off.

    ​​​​​​​Decreasing your credit limit can be done easily and at any time by logging into Online Banking or our Mobile Banking App and following the same steps as mentioned earlier. The minimum that you'll be able to decrease your limit to is £100, or 105% of your current balance.
    Comments 3 Comments
    1. Julieking964 -
      I would like to increase my credit limit

      - - - Updated - - -

      I have been informed I can increase my credit limit to 4800 thank you
    1. ChristopherP -
      Hey @Julieking964, I've shared a link below which outlines how you can apply to increase your credit limit. Hope this helps.

      ​​​​​​​How can I increase or decrease my credit limit? - Tesco Bank Community
    1. emyacebur -
      My husband and I had recently created a joint credit card account. My sole credit limit was less than £2000. We would like our credit limit to be increased as we would like to use our Tesco credit card for all our joint holidays, household shopping etc. i have read the FAQ regarding increasing/decreasing credit card limit which does not address our needs. Any suggestion how we could increase our limit?&nbsp; My M&amp;S credit card limit is over £10,000 and my husband's too.&nbsp;<br><br>
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