Credit Cards

How can I increase or decrease my credit limit?
Requesting an increase is easy, you can do this in the comfort of your home by logging in to Online Banking, selecting your...
What is a Cash Transaction fee?
When you use your credit card to make a ‘cash-like’ transaction, you’ll be charged a Cash Transaction fee. Cash transactions...
How do I transfer money to my bank account from my Tesco Bank Credit Card?
You can arrange a money transfer by heading to the ‘Account Management’ section of our Mobile Banking App or by logging...
What happens if I miss a payment?
You'll be charged a late payment fee of £12 if your minimum payment doesn't reach your account by the due date. Any promotional...
How much do I pay for cash withdrawals and cash transactions on a Tesco Bank Credit Card?
You can use your card to make cash withdrawals of up to £300 per day at a cash machine (subject to any cash machine limit),...
Can I have an additional cardholder on my Tesco Bank Credit Card account?
Yes, you can share the benefits of your credit card by adding an additional cardholder.

Add a cardholder

Additional...
What is the difference between a money transfer and a balance transfer?
A balance transfer allows you to move debt from one credit card to another, in your name only. This could save you money...
When does my 0% rate finish?
You will be advised on the length of your introductory period when you take out your new card or a 0% rate on an existing...
Where is my refund?
If you're due a refund from a retailer, the timescales involved can vary depending on the merchant bank.

This...
What do I need to know before using my Tesco Bank Credit Card abroad?
Don't worry, there's no need to contact Tesco Bank and inform us that you're going abroad. Your credit card will automatically...